Privacy Policy
Effective Date: October 20, 2022
Last Updated: June 5, 2025
Your Privacy Matters
Your privacy is important to us. It is our policy to respect your privacy and comply with any applicable laws and regulations regarding any personal information we may collect about you, including via our website, https://lifepolicy-quotes.com/, and other sites we own and operate.
Personal information is any data about you that can be used to identify you. This includes information about you as an individual (such as your name, address, and date of birth), your devices, your payment details, and even information about how you use a website or online service.
If our site contains links to third-party sites and services, please be aware that those sites and services have their own privacy policies. After following a link to any third-party content, you should read their posted privacy policy to learn how they collect and use personal information. This privacy policy does not apply to any of your activities after you leave our site.
Information We Collect
The information we collect falls into one of two categories: “voluntarily provided” and “automatically collected.”
Voluntarily Provided Information
This refers to any information you knowingly and actively provide us when using or participating in our services and promotions.
Automatically Collected Information
This refers to any information automatically sent by your devices in the course of accessing our products and services.
Log Data
When you visit our website, our servers may automatically log the standard data provided by your web browser. This may include your device’s Internet Protocol (IP) address, your browser type and version, the pages you visit, the time and date of your visit, the time spent on each page, and other details about your visit.
Additionally, if you encounter certain errors while using the site, we may automatically collect data about the error and the circumstances surrounding its occurrence. This data may include technical details about your device, what you were trying to do when the error occurred, and other technical information related to the problem. You may or may not be notified of such errors, even at the moment they occur.
Please note that while this information may not be personally identifying on its own, it may be possible to combine it with other data to personally identify individual persons.
Device Data
We may also collect data about the device you use to access our website or services, such as:
- Device type
- Operating system
- Unique device identifiers
- Device settings
- Geolocation data
The data we collect may depend on the individual settings of your device and software. We recommend checking the policies of your device manufacturer or software provider to learn what information they make available to us.
Personal Information
We may ask for personal information — for example, when you submit content to us or contact us — which may include one or more of the following:
- Name
- Date of birth
- Phone/mobile number
- Home/mailing address
User-Generated Content
“User-generated content” refers to materials (text, image, and/or video content) voluntarily submitted by our users for publication on our website or republishing on our social media platforms. All user-generated content is tied to the account or email address used to submit it.
Please be aware that any content you submit for the purpose of publication will be public after posting (and any subsequent review or verification process). Once published, it may be accessible to third parties not covered under this privacy policy.
Lawful Reasons for Processing Your Personal Information
We only collect and use your personal information when we have a legitimate reason to do so. In such instances, we only collect information that is reasonably necessary to provide our services to you.
Collection and Use of Information
We may collect personal information from you when you do any of the following on our website:
- Use a mobile device or web browser to access our content
- Contact us via email, social media, or similar technologies
- Mention us on social media
We may collect, hold, use, and disclose information for the following purposes, and personal information will not be further processed in a manner that is incompatible with these purposes:
- To provide you with our platform’s core features and services
- To enable you to customize or personalize your experience on our website
- To contact and communicate with you
- For analytics, market research, and business development, including to operate and improve our website, associated applications, and social media platforms
- For advertising and marketing, including sending you promotional information about our products and services and information about third parties that we consider may be of interest to you
- To comply with our legal obligations and resolve any disputes
- For security and fraud prevention, and to ensure our sites and apps are safe, secure, and used in line with our terms of use
We may combine voluntarily provided and automatically collected personal information with general or research data we receive from other trusted sources. For example, our marketing and market research activities may uncover data and insights that we can combine with information about how visitors use our site to improve our site and your experience on it.
Security of Your Personal Information
We take commercially reasonable steps to protect the personal information we collect and process, and to guard it against loss, theft, unauthorized access, disclosure, copying, use, or modification.
While we strive to protect the personal information you provide to us, please be aware that no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute data security.
You are responsible for selecting any password and its overall security strength, ensuring the security of your own information within the bounds of our services.
How Long We Keep Your Personal Information
We retain your personal information only as long as necessary. This period may depend on what we are using your information for, in accordance with this privacy policy. For example, if you have provided us with personal information in relation to an inquiry, we may retain this information as long as the inquiry is active, and for our own records to address similar inquiries in the future.
If your personal information is no longer required for this purpose, we will delete it or anonymize it by removing all identifying details.
However, we may retain your personal information for compliance with legal, accounting, or reporting obligations, or for archiving purposes in the public interest, scientific or historical research purposes, or statistical purposes.
Children’s Privacy
We do not aim any of our products or services directly at children under the age of 13, and we do not knowingly collect personal information about children under 13.
Disclosure of Personal Information to Third Parties
We may disclose personal information to:
- A parent, subsidiary, or affiliate of our company
- Third-party service providers for the purpose of enabling them to provide their services, including (without limitation) IT service providers, data storage, hosting and server providers, analytics providers, error loggers, debt collectors, maintenance or problem-solving providers, professional advisors, and payment systems operators
- Our employees, contractors, and/or related entities
- Our existing or potential agents or business partners
- Credit reporting agencies, courts, tribunals, and regulatory authorities, in the event you fail to pay for goods or services we have provided
- Courts, tribunals, regulatory authorities, and law enforcement officers, as required by law, in connection with any actual or prospective legal proceedings, or in order to establish, exercise, or defend our legal rights
- Third parties, including agents or subcontractors, who assist us in providing information, products, services, or direct marketing
- Third parties to collect and process data
- An entity that acquires or to which we transfer all or substantially all of our assets and business
Current Third Parties We Use Include:
- Google Analytics
International Transfers of Personal Information
The personal information we collect is stored and/or processed in Canada, or where we or our partners, affiliates, and third-party providers maintain facilities.
These countries may not have the same data protection laws as the country in which you initially provided the information. If we transfer your personal information to third parties in other countries:
(i) we will do so in accordance with applicable law; and
(ii) we will protect the transferred personal information in accordance with this privacy policy.
Your Rights and Controlling Your Personal Information
Your Choice
By providing us with personal information, you consent to our collection, retention, use, and disclosure of your personal information in accordance with this privacy policy. You are not required to provide personal information, but if you do not, it may affect your use of our website or the products/services offered.
Third-Party Information
If we receive personal information about you from a third party, we will protect it as set out in this policy. If you are a third party providing someone else’s personal information, you represent and warrant that you have that person’s consent to do so.
Marketing Consent
If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by contacting us.
Access and Correction
You may request details of the personal information we hold about you.
If you believe any information we hold is inaccurate, out of date, incomplete, irrelevant, or misleading, please contact us. We will take reasonable steps to correct any inaccurate, incomplete, or outdated information.
Non-Discrimination
We will not discriminate against you for exercising any of your rights regarding your personal information.
Data Breach Notification
We will comply with applicable laws regarding any data breach.
Complaints
If you believe we have breached a data protection law, you can lodge a complaint by contacting us. We will investigate and respond with the results and the steps we’ll take. You may also contact a regulatory body.
Opting Out
To unsubscribe from our email database or opt out of communications (including marketing), contact us or use the opt-out tools provided in communications. We may require specific info to confirm your identity.
Use of Cookies
We use “cookies” to collect information about you and your activity on our site. A cookie is a small piece of data that our website stores on your computer and accesses each time you visit, so we can understand how you use our site and serve you content based on preferences.
See our Cookie Policy for more details.
Business Transfers
If our business or assets are acquired, or if we go out of business or enter bankruptcy, your personal data may be transferred to any acquiring party. You acknowledge such transfers may occur and that any acquiring party may, where permitted by law, continue to use your information under this policy.
Limits of Our Policy
Our website may link to external sites not operated by us. We are not responsible for the content or privacy practices of these sites.
Changes to This Policy
At our discretion, we may update this privacy policy to reflect changes in our practices, business operations, or legislation. If changes are made, we’ll post the updates at the same link. Where required by law, we will obtain your consent for any new use of your data.
Contact Us
For any questions or concerns regarding your privacy, you may contact us using the following details:
info@lifepolicy-quotes.com