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Terms of Service

These Terms of Use govern your use of the website located at https://lifepolicy-quotes.com/ and any related services provided by Life Policy Quotes.

By accessing https://lifepolicy-quotes.com/, you agree to abide by these Terms of Use and to comply with all applicable laws and regulations. If you do not agree with these Terms, you are prohibited from using or accessing this website or using any other services provided by Life Policy Quotes.

We, Life Policy Quotes, reserve the right to review and amend any of these Terms at our sole discretion. When we do, we will update this page. Any changes to these Terms will take effect immediately from the date of publication.

These Terms of Use were last updated on November 20, 2024.

Restrictions on Use

By using this website, you represent, on your own behalf and on behalf of your users and any other parties you represent, that you will not:

  • Modify, copy, create derivative works, decompile, or reverse engineer any material or software on this website.
  • Remove any copyright or proprietary notices from materials and software on this website.
  • Transfer the materials to another person or “mirror” them on any other server.
  • Use this website or any related services in a way that knowingly or negligently abuses or disrupts our networks or any other service provided by Life Policy Quotes.
  • Use this website or its services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material.
  • Use this website or its services in violation of any applicable laws or regulations.
  • Use this website in conjunction with sending unauthorized advertising or spam.
  • Harvest, collect, or gather user data without user consent.
  • Use this website or related services in a way that infringes the privacy, intellectual property rights, or other rights of third parties.

Intellectual Property

The intellectual property in the materials contained on this website is owned by or licensed to Life Policy Quotes and is protected by applicable copyright and trademark laws. We grant our users permission to download one copy of the materials for personal, non-commercial, transitory use.

This constitutes the grant of a license, not a transfer of title. This license shall automatically terminate if you violate any of these restrictions or these Terms of Use, and may be terminated by Life Policy Quotes at any time.

User-Generated Content

You retain your intellectual property rights over content you submit to us for publication on our website. We will never claim ownership of your content, but we do require a license from you to use it.

When you use our website or its associated services to post, upload, share, or otherwise transmit content protected by intellectual property rights, you grant us a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to use, distribute, modify, perform, copy, publicly display, translate, or create derivative works from your content in a manner consistent with your privacy preferences and our Privacy Policy.

You may terminate the license you grant us by deleting your content. However, to the extent that we (or our partners) have used your content in connection with commercial or sponsored content, the license will remain in effect until the related promotion or publication is discontinued.

Liability

Our website and the materials on our website are provided “as is.” To the fullest extent permitted by law, Life Policy Quotes makes no warranties, express or implied, and hereby disclaims and negates all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other rights.

In no event shall Life Policy Quotes or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use of or inability to use this website or its contents, even if Life Policy Quotes or an authorized representative has been notified, orally or in writing, of the possibility of such damage.

For the purposes of this agreement, “consequential loss” includes any indirect loss, actual or anticipated loss of profit, loss of benefit, revenue, business, goodwill, opportunity, savings, reputation, use, and/or data, whether under statute, contract, equity, tort (including negligence), indemnity, or otherwise.

Because some jurisdictions do not allow limitations on implied warranties or liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials on our website are not comprehensive and are for general information purposes only. Life Policy Quotes does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on this website or otherwise relating to such materials or any linked resources.

Life Policy Quotes has not reviewed all of the sites linked to its website and is not responsible for the content of any linked sites. The inclusion of any link does not imply endorsement, approval, or control by Life Policy Quotes. Use of any linked website is at your own risk, and we strongly advise you to conduct your own investigations regarding the suitability of those sites.

Right to Terminate

We may suspend or terminate your right to use our website and these Terms of Use immediately upon written notice to you for any breach of these Terms.

Severance

Any term of these Terms of Use that is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The remainder of the Terms shall remain in full force and effect.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the United States of America. You irrevocably submit to the exclusive jurisdiction of the courts of that State or location.